The “device for getting money is of universal application, and is nothing but the creation of a monopoly. It is an art often practiced by cities when they are in want of money; they make a monopoly of provisions.”–Aristotle
Monopolies in most fields nowadays hold back business development and thankfully with the free market it's not a thing anymore. There are so many useful tools that help you to establish your own business. You can read more here about one which helps with money operations. Using such services can help your business prosper.