Let's face it – no one wants to see a family member cared for by a stranger. Even though there are many qualified health care professionals able to do outstanding work, there is something different when it comes to the care of a loved one. With so many options to choose from, the question is why not do it yourself and get paid? That's right; if you have been caring for your loved one and sacrificing so much of your time and money, you should get paid for doing so.
As a paid family caregiver, you will have the satisfaction of knowing your loved one gets the best care possible.
So where do you begin? Below is a guide that will help you in your journey.
1. Determine if your loved one is eligible for Medicaid. If there are, it's quite possible that the payments could go to you. In addition to that, if your loved one has long-term care insurance, there might a chance that the payments can be used to pay you as well. Click here to search your state's Medicaid site.
2. If your loved one is able to pay you directly, have a written contract. A contract will list all of the responsibilities, duties, and tasks that will be performed. Yes, it's a loved one, but you must treat it as a business relationship for the matter of care and reimbursement
3. Do your homework on Cash and Counseling Programs in your state. Many states will let you know if your loved one is eligible
4. Veteran's Benefits. Participants may be eligible for Veteran-Directed Home and Community-Based Services (VD-HCBS). This program is for veterans of any age who are at risk of placement (institutional). Veterans will be allowed to remain in their home independently and have personal and community services provided for them. To learn more on how to use the Veterans Program, click here
5. Talk to the insurance agent of the policy. They will tell you what the policy entails and what can and can't be done. If you're able, have an attorney look at the policy as well
As always, you have to do your research.
Being a family caregiver means you have to take care of yourself. This can be an emotional task and if you're the type of individual who is over-emotional about anything and everything, you might want to take a step back and determine if this is something you want to commit to.
With that said, good luck on your journey of being a paid family caregiver.
Dr. Sinclair N. Grey III is a speaker, author, and success coach. Follow him on Twitter @drsinclairgrey.org