Ask Dr Boyce: What’s the difference between a 401k and an IRA? 401k vs IRA- What's the difference? 401k vs IRA- What's the difference?

The Dr Boyce Watkins Channel is an all-black news and commentary channel that features a number of African American thinkers, commentators and speakers. The ...


However, if a 401k plan is not available to you, you can also open an IRA. Both of these plans are great ways to invest and also allow your money to grow without the tax bills that might come with long-term wealth accumulation.

This video is one that I did for my students. If you’d like to learn more, feel free to join us at

Comments (1)
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I think a lot of people don't expect to live long and they don't enjoy the idea of suffering a little now in order to get ahead in the future. Great video.

Investing in your future