Ask Dr Boyce: What’s the difference between a 401k and an IRA?

In The Black Stock Market Program, I have quite a few students who are passing up the opportunity to participate in their company’s 401k plans. This is a huge mistake. For those who work the 9-to-5, the 401k is your best opportunity to take advantage of the benefits of investing.

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I think a lot of people don't expect to live long and they don't enjoy the idea of suffering a little now in order to get ahead in the future. Great video.