How to invest based on your age: This information might save you


I thought I’d give some advice on something that is known as “The Investment Life Cycle.” I’ve been to the bottom of the theoretical and mathematical abyss, put scores of students on Wall Street, and taken every class known to man, and after doing all that, I realized that the most valuable financial advice I’d ever received was the simple message of my grandmother: Prepare today so you can live a good life tomorrow.

As you’ve heard me say before, investing and ownership are the keys to empowerment for all of us, especially people of color. Making sacrifices today so you can reap the rewards tomorrow can make the difference between fulfilling your destiny and feeling like a slave. So, without further ado, here are some simple notes on your investment life cycle:

Money Management by Stage and Age – 20s, 30s, 40s, 50s and Beyond

I am not here to tell you things you’ll want to hear today. I am here to tell you things you’ll want to hear 20, 30 or 40 years from now.

Comments (3)
No. 1-3

this is really good advice. Goal planning and money management are important things I wish I would've taken seriously a couple of years ago. But I am definitely taking it seriously now and I can't wait to see the benefits down the road


Most people don't know that age is one of the most important factors in shaping investor preferences.


We honestly need all the advice we can get. Having plans laid out helps so much when preparing for your future. I wish I would've had more of a head start when I was in my early 20's but I'm doing it now...that's what counts. Work hard today for a brighter tomorrow.

Investing in your future