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Have the good sense to recognize good luck.

Prepare ahead of time in case your hand is ever forced.

A fancy word to explain an important concept.

We can't control the outputs but we can control the inputs.

It's probably not wrong but don't get bogged down by making it overly complex.

It all comes back to optionality.

ACA blew it up and it is not clear whether anyone else is trying to fix it.

Plan for general disruption not the previous crisis.