I agree it is almost expected that you will break your New Years resolutions. I think it is best not to tie anything to a holiday but to approach it as a life changing reality.
I don't make New Year's resolutions anymore. I think the key is establishing the New Year's habit that will lead to better choices down the line.
Kids & Money
I am a definite advocate of teens working, however you need to help your children balance work, school, and some time off. Be involved with your teen in choosing a job but take care not to take on responsibility that should be theirs.
Being a single mom doesn’t mean you can’t have an full life — including a meaningful career and abundant money — no matter your family status. But single moms have a bad habit of doing dumb stuff with their money. I get it, and have made plenty of single-mom money mistakes myself...
You are the most important guide in your child’s or grandchild’s life. When it comes to making money matter, your role is even more critical because many of our children are unprepared for life’s financial realities. Here is a fun brain-teaser and quiz that can open up a lifetime of conversations.