What Do You Value When It Comes to Money?

I think a lot about how to solve one question. Why don't people achieve financial satisfaction?

What Do You Value When It Comes to Money?

I think a lot about how to solve one question. Why don't people achieve financial satisfaction? Most people don't seem to be happy or satisfied with their financial situation. The frustration grows because they just don't know why. They can't put a finger on it. I am not suggesting that we need to find our happiness in our financial situation. That is furthest from the truth.

We can only find true satisfaction in our finances by knowing we are being the financial stewards that God wants of us. So why this level of dissatisfaction? Why are we failing to achieve retirement goals, savings goals, etc.?

I talk a lot about the lack of financial education being the problem. I also talk about the influence of Pop Culture Finance being the problem. In reality, neither are at the heart of the problem.

The problem is that we are following our values when it comes to money.

Let me explain! Said another way, we are following our "miss-placed" values when it comes to money.

Take a look at where you are spending money. That is where you are currently placing your "value attention." If you were really honest with yourself, is this how you want your values to play out?

At the core of every financial decision, our actions are governed by our values. We spend a lot of money eating out because we value it. We spend a lot of money on stuff because we value it. It feels good. If we were honest with ourselves, is that allocation of resources what we truly want to value? Yes, tithing, setting and attaining financial goals, financial responsibility, getting out of the trap of debt are important to being the Steward God wants of us. Yet, if we were truthful with ourselves, other things we value are placing ahead of those things on our own value hierarchy.

This is not to guilt anyone for where they spend money. I write this to myself as I write to you. It is about an awakening to find God in your allocation and ranking of financial resources (aka your paycheck). The reality is that you won't find true satisfaction in your financial situation or your life in general until you allow God to rearrange your values to the point to where you are truly living a Matthew 6:24 life.

Mathew 6:24 - 24: “No one can serve two masters. Either you will hate the one and love the other, or you will be devoted to the one and despise the other. You cannot serve both God and money.

Bob Brooks is the host of the Prudent Money Radio Show heard weekdays Monday through Friday 3:300 to 3:30 on 91.3 KDKR or online at www.kdkr.org. He can be reached at bob@prudentmoney.com or 972-386-0384. He writes daily for www.prudentmoney.com.

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BobBrooks
BobBrooks

Editor

@liberty - well I think it comes down to taking an honest assessment of what we truly value by evaluating our actions. Actions can't cover up our truest values. Having said that we can value many things in life. In order to make it work, it comes down to prioritizing our values in each season of life. The priority of values changes with life's seasons. If for instance, we are still stuck with placing a high value on spending 20% of our income on eating out, that is ok. That is what you want to value. You just have to accept it and move on. Obviously the motivation to recreate the hierarchy of values is not there meaning the emotion behind the other values is just not strong enough to create change.

Liberty
Liberty

Very challenging article. The subconscious level of what we value is tricky to identify. Many in our North Dallas culture chase approval or security. Our motions seem uncontrollable.

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