Wow, does this article get it completely backwards.

This article talks about where your money goes first and then what's left over is what you have to invest, for retirement, non-retirement and for charity.

We constantly get bombarded with the wrong financial messages from the "experts." The priority should be charity (i.e. tithing for many people), investing for retirement and investing in non-retirement accounts.

After you do these 3 things first, then you figure out how much money you have left for your lifestyle. Not the other way around.

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Sean Hyman
Sean Hyman


Yep, I totally agree. We have to live off of far less than we make so that we can give to God through tithing and so that we can save and invest for our own future. If we live off of all we have, we're only funding everyone else's future (the bank, GMAC, Ford Motor Credit, Visa, Mastercard, etc.). While they love that...we should learn to look after God's house, the needy and our own future financial stability by stewarding well, which takes us living off of far less than we make in income. My book, The Six Keys To Financial Success will give some suggestions % wise, from a biblical perspective.